Mamas & Money

Written By: Selina Joichen-Richter
A Family Financial Literacy Journey
Hey mamas!!

Welcome to my new blog: Mamas & Money. I created this blog to get the conversation started within our families about everything financial – because money is like oxygen – we NEED it to survive…!! I am also part of a movement – to change things from generational POVERTY to generational WEALTH.
Why Mamas?? I chose to focus on fellow Mamas because truth be told, WE run the World…!! I know that sounds cliché, but it’s not. Think about it – we have careers, we raise children, we run our households, we are peacekeepers, we do it all.
To start things off, here are some eye-opening stats about women and money:

4.1 million single-mother families are living in poverty (Huffington Post/U.S. Census)

Regardless of income, 70% of Americans are living paycheck to paycheck (Wall Street Journal)

Women will control $22 trillion of all wealth in the U.S. by 2020 (US News and World Report)

Many families today don’t discuss finances – money is a sensitive subject and can be cause for arguments and embarrassment. As we go on this journey together, I hope to help ease some of that within your family by sharing information and stories from my own experiences as well as my family’s.
Financial illiteracy is such a huge problem today. Alan Greenspan said: “the number one problem in today’s generation and economy is the lack of financial literacy”.
As we go on this journey toward financial literacy, I hope to inspire you share this information with your own family because giving your children and family the gift of financial education, opens doors and provides opportunity for success that will last a lifetime.

About me: I am a mom of 2 awesome kids – Seth, 15 and Cheyenne, 12 – both of whom are also inspiration for this blog. I have been a Massage Therapist for 9 years and a Financial Literacy Educator for 5 years – one of my biggest passions.

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